CRED's Diwali bonus this year is a Mercedes. Yes, we're serious

Ever noticed how some people seem to always have luck on their side? They do terrible things and still get on the elevator to the corner office while you’re puffing and panting up the stairs. Well, CRED is playing with fortune a little: increasing the odds that responsible people get lucky. How lucky? Well, Mercedes GLC Coupe, lucky!

If you got your financial act together this year by paying your credit card bills on time, looking through your statements more carefully, and finding smarter ways to manage cash-flow, you’ve probably heard of CRED. The app that helped bring sanity to multiple cards, streamline bill repayment, spotted you with cash during tough times, and looked through the fine print for you, has decided you deserve a Diwali bonanza for being such a good person this year!

That bonanza is nothing less than a brand-new car with the legendary three-pointed-star on its hood, twinkling in the sun while you sink into those uber-plush seats. To stand a chance to win your dream Mercedes, all you need to do is use the coins you’ve earned on CRED by paying your credit card bill in time to enter the raffle. To increase your possibility of winning your dream car, you can choose to participate in the raffle as many times as you desire. As long as you have coins to spend, of course.

Creating opportunities for hard-working, responsible people to catch many lucky breaks is what CRED is all about. Lift your nose from the corporate grindstone and in a few seconds, you’ll be on your way to a five-star workation in Goa (if you make it a vacation, our lips are sealed). A few swipes later, you’re in the running to win a home makeover that will make your boss want to turn off their camera during the Zoom meeting. If that isn’t enough, you can still browse the store for things that’ll set you up for the corner office: online courses, audiobooks from Audible, high-end stationery, even watches from brands like Hugo Boss, Movado, Tissot, and more. Of course, if you have all this, you’ll need a spiffy new wardrobe to dress the part. CRED has you covered again, with special deals from AJIO and a Rs 50,000 spree from Myntra only for members.

Diwali bonuses are touch-and-go this year, but your celebrations don’t have to be. Each of these desirable experiences come at a steal, enabled by CRED coins earned by paying your credit card bill. But if your last performance appraisal lauded you for being a smart and hard-working professional, you probably know that already.

There’s got to be a catch though, right? There is. Not everyone gets into CRED, only those with credit scores over 750. The good news is, once you’ve met that condition, there’s nothing stopping you. There’s nothing like rolling back up to the office, whenever that happens, in a gorgeous new set of wheels. What are you waiting for?

Disclaimer: The views, suggestions and opinions expressed here are the sole responsibility of the experts. No Forbes India journalist was involved in the writing and production of this article.