Flexi Personal Loans are one of the most useful way to finance your goals

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A Personal Loan offers you a convenient source of financing when your savings can’t cater to your expenses. It could be a medical emergency or a family vacation, urgent home repairs or debt consolidation, no matter what the need, a Personal Loan can be the solution to any cash crunch.

While a regular Personal Loan serves as a good source of unsecured financing, a flexi Personal Loan – an innovative new financing option offered by lenders like Bajaj Finserv – offers greater flexibility, convenience, and potential savings too!

Flexi Personal Loans explained
With a flexi Personal Loan, you get access to a pre-approved loan limit based on your credit rating. You are free to borrow funds from this limit every single time you need financing and you can prepay your loan every time you have excess funds. It is that simple.


Here are four good reasons why a flexi Personal Loan can the ultimate solution for your financial requirements.

Greater flexibility when you borrow
When you avail a flexi loan facility, you are sanctioned an amount from which you can make multiple withdrawals as and when the need arises. The best part is that unlike a term loan, which charges you interest on the entire principal, a flexi Personal Loan only charges you interest on what you withdraw. This helps you save on needless interest payments, while giving you access to funds should you need them. All this, without forcing you to make new loan applications. Smart, right?

Loan repayment on your terms
One of the many flexi Personal Loan benefits available today is that you can make part-prepayments as many times as you want. This means, every single time you have surplus funds – from a bonus at work or a gift from a relative, you can use it to repay your loan, at no extra cost. This helps you reduce the principal amount with ease. Since you also have the right to re-avail prepaid funds, it gives you greater flexibility. So, there is no need to strain yourself planning your loan repayments!

Lower interest payments
When you avail a flexi loan facility, you get the advantage of paying interest only on the borrowed amount. This means that you have access to the money you need, but have to pay interest only on the part you utilize. More importantly, with a Bajaj Finserv Flexi Personal Loan, you also have the option of paying interest-only EMIs to manage your monthly expenses better. The principal amount borrowed can be repaid as a lump sum at the end of the tenor.

You can also use a flexi Personal Loan EMI calculator to arrive at your EMI amount and get a demonstration of your savings!

Access your funds in an instant
You can exclude the tediousness of multiple applications when you choose a flexi Personal Loan. Its application and processing is easy and quick. You can apply online to get instant approval with minimal documentation. This helps you address urgent financial needs quickly and easily.

Choose a flexi Personal Loan and see how you can avail instant financing on your terms.

Think it. Done with Bajaj Finserv.