Ria Mirchandani is 28-years-old and the product lead at WhatsApp Payments. She thrives on the challenging-but-exciting environment of the payments business in India. She felt proud of leaving her mark on WhatsApp Payments when the rupee icon was introduced in WhatsApp's chat composer. Mirchandani appears to be a jack of all trades and hence oftentimes better than a master of one. Winner of Forbes India 30 Under 30 finance category, Mirchandani shares what she wants to five years down the line